Free Life and Health Insurance Exam Study Guide PDF

If you are preparing for the Life and Health (L&H) insurance licensing exam and searching for a life and health insurance exam guide, you are in the right place.

The PDF below provides a complete overview of key Life & Health insurance concepts required for the licensing exam. It is designed for students, agents, and candidates who want clear, exam-focused, and easy-to-review study notes without unnecessary explanations.

What This Life and Health Insurance Study Guide Covers

Our Life and Health Insurance cribb sheet includes:

• Term, Whole, Universal & Variable Life Insurance
  
• Policy Riders and Beneficiary Rules
  
• Contestability & Suicide Clauses
  
• Annuities and Taxation Basics
  
• Disability Income Insurance
  
• Medical Expense Insurance (HMO, PPO, POS)
  
• Long-Term Care (LTC)
  
• ACA, HIPAA & COBRA Regulations
  
• Insurance Contract Principles
  

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