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Get Your Texas Life and Health License Online, Faster and with Certainty

Time is money, and we respect both. Our On-Demand Life & Health Insurance Course is different. We give you the ultimate freedom to study at your own pace, without sacrificing the live, human support you need to succeed. This isn’t just an online course; it’s your complete pathway to becoming a confident, licensed insurance agent. Now you are learning only what you need to pass the test.

What Makes Our On-Demand Life & Health Insurance Course Different?

We Cracked the Code So You Don't Have To

Forget everything you think you know about studying for the insurance exam with a generic On Demand Life and Health Insurance Course. We teach you exactly what you need to get a passing grade—and nothing more. As the only course in Texas that shows you the point-value of every single chapter, we empower you to focus your study time where it counts. We’re not teaching you to practice insurance. We’re teaching you to pass the test so you can practice insurance.

Study with Swagger: The Most Current Content,

Forget those bad webcam versions of a live class. Our On-Demand Life & Health Insurance Course is taught by David Offutt, the Texas curriculum guru and author of our content, right from our professional quality studio. We believe high-quality video (with excellent audio and visuals) isn’t a luxury; it’s essential for your brain to learn easier and faster, without the distraction of low-quality production. 

Every single module of our On-Demand Life & Health Insurance Course is guaranteed fresh (less than 60 days old as of Spring 2026).  

Real Humans, Real Support

What happens when you get stuck in a typical online course? You send an email and wait. Not here. If you have a question, you can call or text, and a real person will actually answer the phone to help you. Often, you’ll be speaking directly with the owners, right here in Fort Worth, Texas. Our On-Demand Life and Health Insurance Course is backed by a local presence, the Humans in Fort Worth, and we are accountable to you.

Our Unbeatable Guarantee

Our guarantee proves their unshakable confidence in your success and makes your decision to enroll completely risk-free. We believe so strongly in the quality of our On-Demand Life & Health Insurance Course that we ask “What could we have done differently?” because we know this is the apex of insurance education in Texas. We offer a full refund with a conversation, making your investment in our On Demand Life and Health Insurance Course 100% safe.
 

Course Outline

Our On-Demand course of Life and Health Insurance gives you full access to:

1. Course Features

  • Video lessons you can replay anytime
  • Downloadable study sheets
  • Practice tests with progress tracking
  • Step-by-step guide to schedule your state exam
  • Completion certificate to meet TDI requirements
  • Aggressive refund policy ensures you focus only on what is tested

2. Life Insurance Fundamentals

  • Life insurance policy types tested on the exam
    • Term, whole, universal, variable life
  • Policy provisions and conditions
  • Riders and optional benefits
  • Beneficiary rules and designations
  • Annuities and settlement options

3. Health Insurance Fundamentals

  • Health insurance plans and coverage tested on the exam
    • Individual vs. group health insurance
    • Disability income coverage
    • Long-term care coverage
  • Group Medicare/Medicaid concepts
  • Policy provisions, conditions, and riders

4. Exam-Focused Study Tips

  • Prioritize topics that are heavily tested (policy types, riders, annuities, Medicare/Medicaid)
  • Use practice tests to reinforce exam-style questions
  • Review downloadable study sheets regularly for quick revision

Why Students Choose Us

Our On-Demand course of Life and Health Insurance gives you full access to:

Expert instructors with support

At 123AceTheTest, you learn from 17 years of experience helping students pass their Life & Health Insurance exam.

Course Format & Duration

Some students finish in a few days, others take a few weeks. You’ll receive:

  • Complete course access immediately
  • Ability to pause, resume, or repeat lessons
  • Certificate upon completion

Ready to Begin?

Sign up now and start learning at your own pace today.

Frequently Asked Questions

Got Questions? We’ve Got Answers!

What is an On-Demand Life and Health Insurance Course?

It is a self-paced online course that lets you train anytime you want without attending live classes or Zoom sessions.

It depends on your schedule. Some students finish in 3–5 days; others take 2–3 weeks.

Even though it is on demand, you can still reach out to us anytime for guidance.

If you need flexibility and want to study at your own pace, the On-Demand format is perfect.

You get the full Life and Health Insurance License Texas Course, covering both lines in one program.