Get Your Property and Casualty License in Texas
Do you want to become an insurance agent and looking to pass property can casualty exam which is conducted by Texas Department of Insurance. P&C license can help you start a career in multiple insurance fields, including auto, home, and commercial insurance.
To pass an exam of P&C, 123 Ace The Test has designed structured course and offer in person classes in Forth worth, online classes on zoom and recorded lectures. Our instructors have 17 years of experience and have helped hundreds of students pass their licensing exams.
Why Property and Casualty License is Best Option in 2026
P&C license in 2026 gives you access to a stable and growing industry. With continued demand for auto, home, and business insurance, licensed agents benefit from consistent opportunities year after year. P&C agents earn median salaries of $60,000+ in Texas, with top earners exceeding $100,000 via commissions. You can explore Indeed, and LinkedIn where companies are hiring P&C Insurance Agent in Texas. Once you become license agent, you can also start your insurance company as well.
How to Get Your P&C License:
1. Meet Texas Eligibility Requirements
To qualify for a property and casualty license in Texas, you must:
- Be at least 18 years old
- Be a Texas resident
- Pass a background check
2. Complete a Texas P&C Pre-Licensing Course
Texas requires approved pre-licensing education before taking the exam. 123 Ace The Test offers multiple learning for 2026:
- In-person P&C classes in Fort Worth
- Live Zoom classes with real-time instructor support
- On-demand courses to study anytime, anywhere
Our courses cover insurance fundamentals, Texas insurance laws, policy types, underwriting, and claims procedures.
Step 3: Pass the Texas P&C Licensing Exam
Schedule via Pearson VUE after course completion.
Format: 150 questions, 170 minutes; 70% pass (105 correct).
Topics: 45% Casualty, 45% Property, 10% TX laws.
Fee: $33 per attempt + $5 proctor.
Locations: Testing centers statewide.
Prep Tips:
Take 5+ full mocks weekly.
Master dwellings, HO-3 policies, liability limits.
Use our study guides and flashcards.
Average attempts: 1.5 for our students.
Timeline: Schedule within 1 year of course.
| Exam Detail | Info |
|---|---|
| Passing Score | 70% |
| Retake Wait | 10 days |
| Validity | 1 year for license app |
Step 4: Get Fingerprinted and Submit License Application
Post-exam:
Fingerprints: Via IdentoGO (TDI vendor). Fee: $38.25; results to TDI in 48 hours.
Apply online at sircon.com or TDI portal:
Exam score report.
Fingerprint receipt.
App fee: $50 + $5.60 fingerprint processing.
Total Cost: ~$250-$400. Timeline: License issued in 7-10 business days if clean.
Post-License: Secure appointments with insurers (no fee for P&C).
| Item | Cost |
|---|---|
| Pre-Licensing Course | $150-300 |
| Exam | $33/attempt |
| Fingerprints | $38.25 |
| License App | $55.60 |
| Total | $300 |
FAQS:
What is a Property and Casualty (P&C) license in Texas?
Property and Casualty license allows you to sell insurance products such as auto, homeowners, renters, commercial property, and liability insurance in Texas.
What types of insurance can I sell with a Texas P&C license?
You can sell auto insurance, home insurance, renters insurance, commercial property insurance, general liability, and business insurance policies.
What are the requirements to get a P&C license in Texas?
You must be at least 18 years old, be a Texas resident, pass a background check, complete a pre-licensing course, and pass the state exam.
Can I take the Texas P&C course online?
Yes. You can choose online self-paced courses, live Zoom classes, or in-person classes in Fort Worth.
How hard is the Texas Property and Casualty exam?
The exam is challenging due to its wide coverage of property, casualty, and Texas insurance laws, but it is very passable with proper preparation.
How many questions are on the Texas P&C exam?
The exam has 150 multiple-choice questions with a time limit of 170 minutes.
How long is the P&C license valid in Texas?
Texas P&C licenses must be renewed every two years with continuing education.