To pass the Life and Health Insurance Exam, 123 Ace The Test has designed course for students that can help them to prepare within 2 to 3 days and pass exam within a week. Career in Life and Health Insurance License allows to help families protect what matters most and increasing your income potential and career flexibility. At 123 Ace The Test, we’ve helped hundreds of Texans pass their Life and Health Insurance exams.
What Is a Life and Health Insurance License in Texas?
A Life and Health Insurance License allows you to legally sell a variety of insurance products, including:
Term life insurance
Whole life and universal life insurance
Health insurance plans
Disability income insurance
Annuities and supplemental policies
Why Get a Life and Health Insurance License in Texas?
High earning potential: Many agents earn on commission, so your income grows with your effort.
Job flexibility: Work for an agency, start your own business, or work remotely.
Helping others: You’re not just selling insurance — you’re helping families secure their future.
Career stability: Insurance is a recession-resistant industry with steady demand.
Step 1: Complete a Texas-Approved Pre-Licensing Course
Course Details:
Length: 40 hours
Formats:
In-person classes in Fort Worth
Live Zoom sessions
On-demand self-paced courses
Step 2: Pass the Texas Life and Health Insurance Exam
Exam Details:
Format: Computer-based, multiple-choice
Questions: Around 150, covering both life and health topics
Passing Score: 70% or higher
Testing Options: At a test center or online with remote proctoring
Step 3: Fingerprints and Background Check
Texas requires all applicants to complete a fingerprinting and background check through IdentoGO.
Schedule your appointment online
Bring a valid photo ID
Pay a small processing fee
Results are automatically sent to the Texas Department of Insurance.
Step 4: Apply for Your Life and Health Insurance License
Once your exam and background check are complete, apply for your license through NIPR or the Texas Department of Insurance portal.
Requirements:
Course completion certificate
Personal details
Licensing fee payment
Step 5: Start Your Career in Insurance
After licensing, you can choose from multiple career paths:
Captive agent: Work for a single insurance company
Independent agent: Represent multiple companies
Broker or advisor: Help clients find the right coverage
How Long Does It Take to Get Your Life and Health Insurance License in Texas?
Typical Timeline:
Pre-licensing course: 1–2 weeks
Exam: Within a few days of completing the course
Fingerprinting and background check: 3–5 business days
License approval: 1–2 weeks
Why Choose 123 Ace The Test?
Flexible learning formats: In-person, live Zoom, or on-demand
Expert instructors who simplify complex material
Test prep materials designed for first-time success
Local expertise in Texas insurance licensing
Contact our team now and enroll in our course to succeed in L&H insurance exam.
Frequently Asked Questions (FAQ)
1. Do I need a pre-licensing course to get my Life and Health Insurance License in Texas?
Yes. Texas requires all applicants to complete a 40-hour pre-licensing course from a TDI-approved provider.
2. How many questions are on the Texas Life and Health Insurance exam?
The exam has approximately 150 multiple-choice questions covering both life and health insurance topics.
3. What is the passing score for the Life and Health Insurance exam?
You need a minimum score of 70% to pass.
4. How do I submit fingerprints for my background check?
Schedule an appointment with IdentoGO, bring a valid photo ID, and the results will be sent to the Texas Department of Insurance.
5. How long does it take to get licensed?
Typically, the process takes 2–4 weeks, depending on how quickly you complete each step.
6. Can I work independently after getting my license?
Yes. You can work as an independent agent, captive agent, or broker/advisor depending on your career goals.