Why Insurance Is the Best Second Career
Are you looking to change your career? You can explore the Insurance field where higher income along with the flexibility are provided. You need to pass the life and health insurance or property and casualty insurance exam. These exams are conducted by Texas Department of Insurance . We are the best insurance institute in Texas and our instructors possess 17 years of experience and have helped hundreds of students to passed insurance exam.
Is insurance a good career?
Yes, insurance is a good career and this career can provide an opportunity to get good job. You can explore Indeed , Zip Recruiter , Linkedln to understand the job description and the salaries companies are offering. To get licensed in life and health or property and casualty, you need to pass exam. 123 Ace The Test provide courses which can be completed in 2 to 3 days and we also offer Zoom, In person classes and On Demand Classes to make it flexible for every student and ensure to teach exactly which help them to pass exam.
Advantages of Insurance Career:
There are several benefits to replace your current profession with insurance career,
Quick Entry Into a Professional Field
Texas insurance licenses can be earned in days. You can prepare for the exam within 2 to 3 days and you can pass the exam within a week. 123 Ace The Test design its course structure and notes in the way that will be valuable for the students to prepare for the exam within few days.
Higher Salary of Insurance Agent:
Income depends on effort and skill rather than tenure, motivated new agents are often able to earn more than they did in their previous jobs. Insurance agent salary typically includes:
- Commission-based earnings: Top performers can earn six-figure incomes
- First-year potential: Many new agents earn $40,000-$60,000 in their first year
- Experienced agent earnings: Seasoned professionals often make $75,000-$150,000+ annually
- Unlimited income ceiling: Your earnings grow with your client base and sales skills
Flexible Scheduling
Insurance careers support flexible schedule for anyone who needs adaptable hours.
Opportunities for Remote or Hybrid Work
Many agencies and carriers offer remote roles in sales, customer service, or claims.
Industry Stability
Insurance is required in every economic cycle, which means demand remains steady regardless of market conditions.
Pros and Cons of Being an Insurance Agent
Here are the pros and cons of being an insurance agent:
Pros:
- Flexible schedule: Set your own hours and work around personal commitments
- High earning potential: Commission-based income means no salary cap
- Low barrier to entry: Get licensed in weeks, not years
- Recession-resistant industry: People always need insurance
- Help others: Make a real difference in clients’ financial security
- Remote work options: Work from home or anywhere
- Career growth opportunities: Move into management, specialized products, or agency ownership
Cons:
- Income variability: Commission-based pay can fluctuate, especially when starting out
- Self-motivation required: Success depends on your drive and discipline
- Initial learning curve: Understanding products and regulations takes time
- Client acquisition challenges: Building a client base requires networking and persistence
- Rejection is common: Not every prospect becomes a client
- Continuing education: License renewal requires ongoing training
Training Options For Insurance Courses Preparation
123 Ace The Test provide three options for our life and health and property and casualty courses.
On-Site Classes
Students who want to study in our institute then our in person classes are best option. You can choose property and casualty or Life and health in person courses based on your preference.
Live Zoom Classes
We provide live Zoom classes for Life & Health (L&H) and Property & Casualty (P&C). In our classes, instructors teach using a live instructional environment, including drawing tools, visual explanations, and properly structured presentation notes to ensure clear understanding and effective learning.
On-Demand Online Courses
123 Ace The Test also provide recorded lectures for our courses of P&C and L&H
Choosing the Best License for
Most new agents begin with one of two Texas licenses:
Life & Health License
Ideal for people who enjoy helping clients plan for financial security and health needs. Insurance agent salary for Life & Health specialists often includes bonuses for policy renewals and long-term client relationships.
Property & Casualty License
A strong match for those interested in auto, home, renters, or commercial insurance. P&C agents benefit from recurring commissions and steady client retention.
Both options offer strong earning potential, flexible schedules, and long-term career growth.
Ready to Start Your Second Career in Insurance?
If you’ve been searching for second shift careers that offer real opportunity, it’s time to explore what the insurance industry can offer. With the right training and support, you can earn your license quickly and start building a career that fits your life
Contact 123 Ace The Test today to learn more about our pre-licensing courses.
FAQ
Is insurance a good second career in Texas?
Insurance is one of the best second careers in Texas because it offers flexible schedules, strong income potential, and quick entry.
How long does it take to become a licensed insurance agent in Texas?
You can become licensed in 2 to 7 days. With focused preparation from 123 Ace The Test, many students complete the course in 2–3 days and pass the exam within a week.
Which insurance license should I choose: Life & Health or Property & Casualty?
It depends on your career goals:
Life & Health (L&H) is ideal if you want to help clients with health insurance, life insurance, and long-term financial planning.
Property & Casualty (P&C) is best for those interested in auto, home, renters, or commercial insurance.
Do I need prior experience to start a career in insurance?
No prior experience is required. Insurance is beginner-friendly, and 123 Ace The Test provides structured notes, expert instruction, and exam-focused training designed for first-time students.
How much can an insurance agent earn in the first year?
Most new insurance agents earn $40,000–$60,000 in their first year. Experienced agents can earn $75,000–$150,000+ annually, with top performers reaching six-figure incomes through commissions and renewals.