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On-Demand Property and Casualty Classes

Get your Texas Property & Casualty license with our flexible, pre-recorded online classes. Self-paced, on-demand lessons with complete exam preparation.

Why Choose Our Texas Property & Casualty Classes?

P&C license on demand course of 123 Ace The Test is perfect for:

  • Career Changers building a new future without quitting their current job.
  • Parents & Caregivers who need to learn at their availability.
  • Side-Hustlers are adding a licensing credential to their portfolio.
  • Fast-Track Professionals who learn quickly and want no scheduling.

Key Benefit of Our On-Demand P&C Classes:

  •  100% Pre-Recorded & Available 24/7
  • Texas-Specific Curriculum & Exam Prep
  • No Deadlines, Start Anytime, Learn Anywhere
  • Taught by Texas Insurance Experts
  • Includes State Exam Prep & Simulations

What is our Texas P&C Self-Paced Online Course

Our courses are structured,  and designed for a state specific learning for passing the Texas P&C license exam.

Module Breakdown:

1. Texas Insurance Rules & Regulations

  • Texas-specific P&C laws
  • Cancellation & nonrenewal rules
  • Licensing requirements
  • State-mandated policy provisions and endorsements
  • Other tested state rules on the exam

2. Property Insurance Fundamentals

  • Basic principles of property insurance
  • Types of property covered: real vs. personal property
  • Perils: named vs. open perils
  • Loss valuation methods (ACV, replacement cost, functional replacement)

3. Casualty Insurance Fundamentals

  • Basic principles of liability insurance
  • Types of liability: personal, professional, employer’s liability
  • Key concepts: negligence, legal liability, indemnity, subrogation

4. Policy Types & Coverages

  • Personal Lines

    • Auto insurance (liability, collision, comprehensive)
    • Homeowners insurance (HO-3, HO-4, HO-6)
    • Dwelling property policies (DP-1, DP-2, DP-3)

  • Commercial Lines

    • Commercial property coverage
    • Commercial general liability (CGL)
    • Businessowners’ policies (BOP)
    • Other common commercial coverages (crime, inland marine, boiler & machinery)

5. Policy Provisions, Conditions & Endorsements

  • Standard policy structure (declarations, insuring agreement, conditions, exclusions)
  • Common endorsements and riders
  • Policy cancellation, nonrenewal, and claims process
  • Assignment of benefits, mortgagee rights, and other tested provisions

6. Claims, Liability & Underwriting

  • Claims process: reporting, adjusting, and settlement
  • Liability exposure assessment
  • Underwriting principles: risk selection, classification, and rating
  • Risk management concepts

7. Exam-Focused Tips

  • Prioritize personal lines, commercial lines, and Texas-specific laws
  • Focus on policy provisions and endorsements, as these are heavily tested

  • Use practice exams to reinforce both concepts and exam-style questions

3-Step Process to Enroll in our On Demand P&C Course

  • Get immediate access to the entire on-demand insurance classes with recorded lessons portal.
  • Stream pre-recorded video lessons, download materials, and take interactive quizzes from any device.
  • Utilize our integrated, complete P&C exam prep on-demand tools until you’re exam-ready.

Ready to Begin?​

Sign up now and start learning at your own pace today.

Frequently Asked Questions

Got Questions? We’ve Got Answers!

Our course is fully approved by the Texas Department of Insurance (TDI) to meet your pre-licensing education requirement.

The most effective approach is to enroll in a course that offers comprehensive insurance prelicensing training. This ensures you cover all key concepts and practice real exam questions.

With our Texas on-demand classes, you log into your student dashboard anytime. A typical study session might involve, watching 2-3 pre-recorded video lessons (you can pause to take notes), completing the interactive knowledge check quiz for that module, and reviewing digital flashcards.

While the lessons are pre-recorded, you’re not alone. Our support team and instructors are available via email to answer curriculum questions.

The course is built as a complete P&C exam prep on-demand, featuring state-specific practice exams and review tools.